Commercial Truck Financing

Ford Credit provides flexible solutions so we can meet your changing business requirements. We'll work with you to help develop financially smart solutions.

Features

  • Traditional financing
  • Flexible terms
  • No hidden fees
  • Combined billing available

Eligible Vehicles

  • New/used
  • Cars through heavy duty trucks
  • Vehicles used for livery (for-hire) operations
  • CNG/LPG, Bi-fuel, BEV vehicles
  • Upfit vehicles

Ineligible Vehicles

  • Emergency, fire and ambulance
  • Rental units
  • Federal, State or Local Government

For predictable usage vehicles, choose this closed-end lease with no residual risk. When you complete your lease as agreed, simply bring the vehicle to your Ford Dealer. You are only responsible for any excess mileage and wear and use charges.

Features

  • Lease payments are usually lower than similar term finance payments
  • Allows for your cash to be invested in your business
  • Short-term leasing allows newer vehicles more often

Eligible Vehicles

  • New and Certified Pre-Owned

Ineligible Vehicles

  • Upfit vehicles
  • High mileage and heavy-use vehicles
  • Vehicles used for livery (for-hire) operations
  • Emergency, fire and ambulance
  • Rental units
  • Federal, State or Local Government

GAP Protection Benefit

Red Carpet Lease protects you by waiving the gap between your insurance payoff and your outstanding lease balance if your vehicle is stolen or damaged beyond repair. With GAP protection, you're responsible for only the insurance deductible and any outstanding charges (e.g., past-due payments) at the time of the incident. Certain restrictions may apply.





Lease-End options


At the end of your Red Carpet Lease, you have your choice of three different options after satisfying your lease-end obligations:


  • Buy or lease a new Ford
  • Purchase your leased vehicle at a predetermined price
  • Return your leased vehicle
  • Why use your existing bank lines to acquire vehicles? Consider our Commercial Line of Credit (CLOC).*

    Open a CLOC and you'll get the advantage of:

  • Flexible terms
  • No setup or non-utilization charges
  • Available for retail financing, Red Carpet Lease and Commercial Lease
  • Credit that frees up capital
  • Availability of a combined billing statement
  • With our CLOC program, you can apply for a credit line starting at $250,000 and, once approved, you can add vehicles to your fleet whenever you need to, for up to 12 months.** Now you can be covered all year for all of your financing or leasing needs. No need to reapply every time you need a vehicle.

    How to obtain

    Contact your Ford dealer to get started. They'll obtain key information from you and provide it to Ford Credit. We will then reach out to you via DocuSign® to help expedite the process. You will have the option to use DocuSign to electronically receive and send required documentation.

    Our knowledgeable commercial representatives are ready to assist you. As an added convenience, we can even come to your place of business.

    *Subject to initial approval, ongoing eligibility and periodic reviews.**Provided no material change in financial condition - initial approval is for up to 12 months.

    Contact

    Castle Ford in Michigan City Indiana

    3930 Franklin St
    Directions Michigan City, IN 46360

    • Sales: (219) 388-6488
    • Service: (219) 388-7882
    • Parts: (219) 388-6588

    Hours

    • Monday 8:30am-8pm
    • Tuesday 8:30am-8pm
    • Wednesday 8:30am-8pm
    • Thursday 8:30am-8pm
    • Friday 8:30am-6pm
    • Saturday 8:30am-6pm
    • Sunday Closed
    1. Castle Ford in Michigan City Indiana

      3930 Franklin St
      Michigan City, IN 46360

      • Sales: (219) 388-6488
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